Why get Travel Insurance?
Many people travel without travel insurance, but it is really a good idea to have it, particularly when you are in a foreign country.
There are different things that can be covered by Travel Insurance so you want to look at what you need.
Some types of travel insurance only cover things directly related to the trip. For example, they may reimburse you for part or all of the pre-paid cost of the trip if it has to be canceled for some reason. They reimburse you if your luggage is damaged or lost. Or assist with flight delays and such. This is useful but I much prefer the more comprehensive type of travel insurance.
In addition to the above, better travel insurance also helps with any medical needs while you are abroad. Often they will cover needed treatments and transportation home. There are many options. Some cover only normal activities, others cover some sports activities, and yet others cover even “extreme” sports (things like sky-diving, bouldering, and bungee-jumping). Make sure to look at the details.
